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HMO Plans

HMO (Health Maintenance Organization) is a type of managed health care system. HMO plans provide health care on a prepaid basis, which means that as an HMO member you pay a fixed monthly fee. In return, most HMO plans provide you a wide variety of medical services, from office visits to hospitalization and surgery.

With an HMO plan, you will choose a Primary Care Physician who will be your first contact for all your medical needs. Your Primary Care Physician will help you manage your health care needs and provide referrals to other in-network specialists.

HMO Plans Feature*:

  • Comprehensive coverage
  • Low or no annual deductibles
  • Minimal co-payments
  • Low out-of-pocket costs
  • Access to a wide HMO network of Primary Care Physicians, Specialists and hospitals
  • Except for emergencies occurring outside the HMO's treatment area, HMO members are required to obtain all treatment from HMO physicians
  • Unlimited lifetime benefits
  • Includes prescription drug coverage for both generic and brand-name drugs
  • Focus on wellness and preventative care
  • Encourage members to seek medical treatment early, before health problems become severe
  • Offer health education classes and discounted health club memberships.
  • Can be combined with dental and term life coverage

 

No matter where you are in life, we have a plan that will fit your health care needs as well as your budget.

 

Complete the “Get a Free Quote” form above or call us at Toll Free number (888) 592-7862 and one of our agents will help you with your insurance needs.

 

 


 

*This is only an overview of coverage. Contact us or refer to the policy booklet for a comprehensive description of coverage, benefits and limitations.