Proactive dental care can play an important role in your overall health and save you a significant amount of money down the road. Regular checkups, cleanings, early detection and treatment of dental problems can reduce the risk of permanent damage to your teeth and gums. Dental health can improve and maintain your self-confidence, appearance and quality of life. Without dental coverage you could end up with untreated major dental problems or pay higher price for all your dental visits and procedures.
Dental Plans Cover*:
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Preventive and diagnostic care - dental check-ups, cleanings, X-rays, sealants, etc.
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Basic care - fillings, extractions, basic restorative work, space maintainers, etc.
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Major services - oral surgeries, root canals, bridges, crowns, dentures, periodontics, etc.
Dental plans are available as stand-alone plans or in combination with medical plans. There are two types of dental plans PPO and HMO.
Dental PPO Plans Feature*:
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Coverage for preventative and diagnostic care as well as basic and major dental care
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No insurance claim forms or paperwork to fill out
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No referrals needed to visit general dentists or specialists
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Obtain services from either in-network or out of network dentist
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In-network dentists have an agreement with insurance companies to provide services at a discounted rate for both covered services, as well as non-covered services such as cosmetic teeth whitening and orthodontic care
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You save on most dental procedures and cut down on your out-of-pocket costs when visiting the plan’s in-network dental providers
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You also have the freedom to visit a dentist outside of the plan’s network, but you may pay higher cost
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Large network of Dental PPO providers to choose from
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Fill out a simple application or apply on-line at your convenience
Dental HMO Plans Feature*:
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Coverage for preventative and diagnostic care as well as basic and major dental care
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No annual maximums and no waiting periods for most services
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No charge for most preventive and diagnostic services such as routine dental exams, cleanings, and X-rays
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Low $5.00 office visit co-payment for visiting an in-network dentist
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No deductibles
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No age limitations
Take care of your dental health and save money by taking advantage of our affordable dental plans. Keep the entire family smiling.
Complete the “Get a Free Quote” form above or call us at Toll Free number (888) 592-7862 and one of our agents will help you with your dental insurance needs.
*This is only an overview of coverage. Contact us or refer to the policy booklet for a comprehensive description of coverage, benefits and limitations.
