Universal Life Insurance is an affordable permanent life insurance that offers the benefits of a whole life insurance protection with the convenience of flexible premiums and death benefit.
Universal Life Insurance Features:
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Lifetime Protection – you will have a policy that offers a lifetime protection for your beneficiaries
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Flexible Premium Payments – as a policy owner, you will have the flexibility to make changes to your premium payments. You can either pay higher premiums which will allow you to build your policy’s cash value or pay lower premiums in order to continue taking advantage of the life insurance protection. Even if you decide not to pay premiums, the insurance company will simply deduct the cost of maintaining the insurance from the cash value portion of the policy
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Flexible Death Benefit – you will have the flexibility to select and later change the amount of the death benefit as your or your family’s needs or circumstances change
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Cash Value Growth and Interest – the policy’s premium payments are applied to a cash value account. It earns tax-deferred interest at a rate set by the company
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Withdrawals or Loans – as the policy builds cash value, you may withdraw money or borrow against the cash value
Not sure if Universal Life Insurance is right for you? Complete the “Get a Free Quote” form above or call us at Toll Free number (888) 592-7862 and one of our agents will help you find the right insurance for you and your family.
